HomeLawShould You Trust Your Insurance Adjuster After a Car Accident?

Should You Trust Your Insurance Adjuster After a Car Accident?


After a car accident, the insurance company will appoint an insurance adjuster to handle your claim. These insurance adjusters will appear extremely friendly and trick you into thinking that they are there to help you. However, this is not the reality. The insurance adjuster works for the insurance company and works in the company’s best interest. 

These individuals are trained to work for the insurance company’s interests and offer minimum compensation to the victims. Therefore, before you speak to an insurance adjuster, consult a car accident attorney Louisville.

The insurance adjuster will try to find loopholes in your claim. 

As mentioned previously, that insurance adjuster does not work in your favor. They will try to find loopholes in your claim. For example, they may tell you that your evidence is not enough or give you multiple reasons why you are not eligible to file a car accident claim. At the end of the day, they represent the insurance company. 

They will offer lowball settlements. 

In reality, the insurance adjuster will be aware of the worth of your claim but will refuse to tell you the fact. For instance, the insurance adjuster will make you believe that your claim’s worth is less than the actual value. They will also offer you less settlement amount initially. Therefore, before accepting any settlement offer, you should consult your attorney, who can help you understand whether the amount the insurance adjuster is offering is sufficient. 

The insurance adjuster is not obligated to offer you a fair settlement. 

This is yet another harsh reality. The insurance adjusters are not obligated to offer you a fair settlement. Instead, their sole purpose is to try to reduce your compensation amount. During the negotiation process, the insurance adjuster will try to offer you fewer settlement offers, considering that you will accept the offer and save the company money. However, you can refuse the settlement offer by negotiating with the insurance company. If they refuse to pay you the demanded amount, you can file a car accident lawsuit and take it to court, where the judge will make the final decision. 

Speak to your attorney before speaking to the insurance adjuster. 

If you want to ensure that you get a fair settlement, you should always speak to an attorney before communicating with the insurance adjuster. The attorney will be able to protect your best interest and ensure you get a fair settlement for your claim. 

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